FAQs

Frequently Asked Questions

1. What is a mutual fund?

A mutual fund is a financial instrument that collects money from several investors like you, and invests it in various investment options like shares, bonds, etc. This fund is managed by experts.

2. How does a mutual fund operate?

A mutual fund company collects money from many investors, and invests it in various options like shares, bonds, etc. This fund is managed by professionals who understand the market well, and try to achieve growth by making strategic investments. Investors get units of the mutual fund according to the amount they have invested.

3. Who are Fund Managers?

Fund managers are experts who have their pulse on the market and decide on the right pick of stocks, debentures, debt instruments, government securities among others to maximize gains on your investment.

4. What is a Systematic Investment Plan (SIP)?

A Systematic Investment Plan (SIP) is a convenient method of investing in mutual funds. Under this plan, an investor contributes a fixed amount towards the mutual fund scheme at regular intervals, and gets units at the prevailing NAV.

5. What are the types of Mutual Funds?

Depending on where your money is invested, mutual funds can be classified into three types: Equity, Debt and Hybrid. Equity mutual funds invest in shares of companies listed on the stock exchange. Debt mutual funds invest in bonds of reputed companies and government bonds. Hybrid mutual funds invest in both, shares and bonds.

6. If an investor has different scheme in a folio, will all units of all scheme be transferred to the nominee?

A nomination is at folio level and all units in the folio will be transferred to the nominee(s). If an investor makes a further investment in the same folio, the nomination is applicable to the new units also.

7. Will my existing mutual fund nomination automatically get updated for all future Mutual Fund purchase also?

No. Nomination made in your existing mutual fund folios will not be automatically updated for new folios created for fresh mutual fund purchases made by you. For all new folios, you will be required to make a separate nomination request.

8. Can I nominate more than one person in my mutual fund folios?

Yes, an investor has an option to register up to three nominee in a folio and specify the percentage of the amounts that will go to each nominee. However, If the percentage is not specified, equal shares will go to each of the nominee .

9. Can I nominate a minor as my nominee?

Yes. You are permitted to nominate a minor. However, if you nominate a minor, you must provide the name and address of the minor’s guardian in the nomination request.

10. Who can make a nomination?

Investors in the Category of “Individuals” are permitted to make a nomination for their mutual fund units. Non-individuals including society, trust, body corporate, partnership firm, Karta of Hindu Undivided Family and a holder of Power of Attorney are not allowed to nominate.

11. What is the effect of making a nomination?

Nomination causes all rights and/or amount(s) payable in respect of your Mutual Fund Holdings to vest in and be transferred to your nominee upon your death. If your legal heir is different from your nominee, your legal heir cannot dispute this action as transfer by the respective AMC(s) in favour of a Nominee acts as valid discharge by the AMC(s) against the legal heir of the deceased holder.

12. What is a nomination?

An investor can nominate person(s) called nominee(s) to whom his/her Mutual fund Units will be transferred on his/ her demise. The units will get transferred to the nominee in case of Single holding or Joint holding in the following manner:-
Single holding of units in the folio: The Mutual Funds units will get transferred in the name of the registered nominee on the demise of the Single (primary) holder.
Joint Holding or more than one unit holder in a folio: The Mutual Funds units will get transferred in the name of the registered nominee on the demise of both the joint holder(s).

13. Can I cancel / change a nomination made by me?

Yes. You can cancel / change your existing nomination at any time before you redeem your mutual fund units.

14. Can a nominee be appointed in on behalf of minor folio?

No nominee can be registered under on behalf of minor account.

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Welcome to Sarvdhan Investments, your trusted financial awareness hub in India. We understand that your financial journey is more than just numbers it's a story of dreams, aspirations, and the legacy you want to leave behind.

Radha Narvencar is and AMFI Registered Mutual Fund Distributor

Mrs Radha Sarvesh Sinai NarvencarAMFI Registered Mutual Fund Distributor |ARN- 106585 | EUIN: E142594 | Current Validity: -- TO --

I, Mrs Radha Sarvesg Sinai Narvencar is a Distributor of Mutual Funds and hence earn our Trail commission as a Product Distributor. However, incidental to our services, we also provide some add-on services like other Financial Services, Fixed Deposits Investments, Insurance Services and others. We do not charge any extra Fees for any of these incidental services due to our key source of income as a distributor of Mutual Funds.

As a part of our own philosophy we keep a very transparent and clear disclosure of our earnings for the understanding of our clients.

Still want to know more about our commission and want to measure its worth vis-a-vis our services?

radha.kadkade@gmail.com or info@sarvdhaninvestments.com or call us at +91 9923090799 or +91 9421360620